Goals
Show merchants that Obvio is flexible, inclusive, and transparent — even if surcharging isn’t the right fit today. Position “Obvio Standard” as the practical alternative, not the downgrade.
Obvio standard is built for merchants who process under $15,000 per month or prefer a traditional setup without surcharging — while still keeping flexibility, fair terms, and transparent pricing.
Every business is different — tell us what matters most, and we’ll match you with the right obvio solution.
This system turns your site into a guided experience instead of a static brochure.
It shows you understand merchants have different priorities, and it naturally nudges them toward the right product without friction.
At Obvio Solutions, we believe surcharging is the future of the Canadian payment processing industry — but we’re not locked into one provider or one way of doing things.
That’s why we created Obvio Standard — a straightforward, flexible solution for merchants who:
With Obvio Standard, you still get:
Whichever pricing structure you choose, you’ll have access to modern payment systems designed for speed, reliability, and ease of use.
The difference between COST+ and SURCHARGING simply comes down to how credit card fees are handled.
| Feature | Obvio Standard | Obvio Surcharging |
|---|---|---|
| Ideal For | Merchants under $15K monthly | Merchants over $15K monthly |
| Card Fees | Merchant pays | Passed to cardholder |
| Equipment | Newland, Ingenico, PAX | Clover devices |
| Contracts | Month-to-month | Flexible (trial or term) |
| Funding | Next-morning | Next-morning |
| Upgrade Option | Anytime | N/A |
Some merchants start with Cost+ and later transition to SURCHARGING as their business grows or as they become more comfortable with the model.
Because Obvio isn’t locked into one processing structure, upgrading is simple.
Tell us your priority — we’ll match you with the right Obvio solution.
Perfect for smaller volumes or merchants who prefer to stay agile.
We’ll match or beat your current rates — no hard commitments.
I want predictable, consistent pricing.
Choose a stable rate structure designed for clarity and long-term cost consistency.
I want to reduce or offset my credit card processing costs.
Explore a compliant solution that allows you to offset credit card fees while maintaining a smooth customer experience.
I’m looking for modern, reliable payment terminals.
Explore mobile, countertop, and smart terminal options designed to fit your business.