Obvio helps Canadian merchants improve margins on every credit card transaction — through a simple, transparent choice.
Obvio means obvious — and that’s exactly the point. It’s the no-brainer move for any business tired of eating ALL the processing fees. We replace confusion with clarity AND exchange complexity with confidence. It’s also a quiet challenge: “Why haven’t you done this yet?”
Obvio is built with merchants in mind. Clear communication, modern technology, and straightforward pricing — designed to keep payments simple so you can focus on running your business.
Your Clover equipment automatically handles the math — calculating and offsetting the fees for you.
Give customers the choice. With our customers can cover the transaction rate or choose an alternate payment option to avoid the credit card surcharge – keeping your pricing fair and you profit protected.
By offsetting your processing costs, you get to improve your margins on every transaction – boosting your profits and giving you full control over your earnings.
We Took Time to Understand It
Before making the shift, we had the same concerns most merchants do. But clarity changes everything. When customers see their options clearly and feel respected, trust grows — and business continues to thrive.
Seeing It in Action Changed Everything
In real use, the process felt natural. Customers choose what works best for them, payments stay frictionless, and day-to-day operations feel simpler and more predictable.
Obvio’s merchant surcharge program helps you recover your credit card processing fees on every credit card transaction.
“After 15 years in the payment processing industry, I stopped believing in it — and that’s exactly why I started Obvio.”
I’ve sold thousands of merchant accounts. I’ve undercut rates, matched competitor offers and tried every variation of “we can save you money.”
Obvio isn’t just a workaround — it’s a smarter model. Surcharging is compliant, customer-friendly, and finally puts merchants first.
